General
Policies
We
are committed to remaining as accessible to our patients as possible. This is
why we accept many health insurance programs. Our staff will do its best to
verify your insurance coverage and specific benefits, then file a claim directly
to the plan. If your services are not covered by a health plan or we cannot
verify coverage, we will expect payment for office services at the time of
service. You will be given a complete statement of office services and charges.
We will file
insurance for maternity patients and surgical procedures, but will make
arrangements with you for payments of all deductibles, co-payments or other
charges that are the patient's financial responsibility.
Insurance
Plans
Currently,
we participate in many HMO, PPO, Point of Service (POS) and other managed care
programs. Most of these plans require members to pay an office co-payment for
each office visit. We will file a claim to the plan for the balance. Payment of
the co-payment will be expected at your visit.
These
contracts are frequently reviewed and changed; therefore, we will ask for a copy
of your ID card at each visit. Prior to your visit, please
contact us or your health plan to
verify our participation in your plan.
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Aetna US Healthcare
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Horizon Blue Cross
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Horizon HMO
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Cigna
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Amerihealth
Administrators
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Medicaid
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Medicare
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Independence Blue Cross
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Americhoice
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Amerigroup
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Health Net
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University Health
Plan
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Amerihealth
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Horizon NJ Health
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Oxford Health Plan
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United HealthCare
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Fees and
Payment
Our fees are
based on the usual and customary professional fees for obstetrics and gynecology
in the Camden County/Gloucester County area. For services not covered by
insurance, we accept cash, personal checks, VISA, MasterCard and Discover. For
other payment arrangements, please see our billing manager prior to your
appointment.
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